/*!
 * EFLL Site Design - V2 campaign pages (employer + 401(k) fee-investigation pages).
 * Markup: includes/v2-campaign.php (.efll-inner.v2c). Loaded after inner.css, only in V2.
 * Every rule is scoped  body.efll-sd.efll-v2 .efll-inner.v2c  (0-4-1), so it beats the inner.css
 * component rules (0-3-1) without !important. !important appears only for the Forminator fields
 * inside the intake panel (Forminator prints its own per-form rules), each marked below.
 */

/* =============================================================================================
 * 0. Shared bits
 * ============================================================================================= */
/* Company name accent the template marks with <span id="LightBlue|Orange"> -> Draft E gold italic */
body.efll-sd.efll-v2 .efll-inner.v2c :is(.ei-h1, .ei-h2, .v2c-panel-title) :is(span#LightBlue, span#Orange, .wpr-highlighted-text-inner) {
	font-family: var(--ei-accent-face);
	font-style: italic;
	font-weight: 500;
	font-size: 1.12em;
	letter-spacing: 0;
	text-transform: none;
	color: var(--ei-accent);
}
body.efll-sd.efll-v2 .efll-inner.v2c .ei-h1 .wpr-highlight-underline { display: none; }
body.efll-sd.efll-v2 .efll-inner.v2c .ei-h1 :is(.wpr-highlighted-text, .wpr-advanced-text-suffix) { display: inline; position: static; }

/* strong paragraph (a heading widget used as body copy) */
body.efll-sd.efll-v2 .efll-inner.v2c :is(.v2c-strong, .ei-lede-strong) {
	color: var(--ei-head);
	font-weight: 500;
}

/* kept-but-hidden icon of a title-only issue card (its title is the checklist item) */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-keep {
	position: absolute;
	width: 1px;
	height: 1px;
	overflow: hidden;
	clip: rect(0 0 0 0);
	clip-path: inset(50%);
	white-space: nowrap;
}

/* in-page jumps land below the sticky header (if any) with some air */
body.efll-sd.efll-v2 .efll-inner.v2c :is(.ei-anchor, .v2c-panel, .ei-card) { scroll-margin-top: 96px; }

/* =============================================================================================
 * 1. Hero: headline + lede + button | trust panel
 * ============================================================================================= */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero {
	display: block;
	min-height: 0;
	padding-block: 48px 44px;
}
@media (min-width: 768px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero { padding-block: 72px 64px; }
}
@media (min-width: 1024px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero { padding-block: 96px 88px; min-height: 0; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero > .ei-wrap {
	display: grid;
	grid-template-columns: minmax(0, 1fr);
	gap: 36px;
	align-items: center;
}
@media (min-width: 1024px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero--trust > .ei-wrap {
		grid-template-columns: minmax(0, 1fr) minmax(300px, 360px);
		gap: 72px;
	}
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero-main { min-width: 0; }
@media (min-width: 1024px) {
	/* inner.css pins every hero child to column 1 (0-4-1); the trust panel takes column 2 */
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero--trust > .ei-wrap > .v2c-hero-main { grid-column: 1; grid-row: 1; }
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero--trust > .ei-wrap > ul.v2c-trust { grid-column: 2; grid-row: 1; align-self: center; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero-main > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero .ei-eyebrow { margin-bottom: 18px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero .ei-h1 {
	max-width: 21ch;
	font-size: clamp(32px, 4.4vw, 60px);
	line-height: 1.08;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero .ei-lede {
	max-width: 62ch;
	margin-top: 22px;
	color: #c9d3e0;
	font-size: 17px;
	line-height: 1.7;
}
@media (min-width: 768px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero .ei-lede { font-size: 19px; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero .ei-actions { margin-top: 30px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-hero-extra { margin-top: 28px; }

/* trust panel: the page's own reassurance items */
body.efll-sd.efll-v2 .efll-inner.v2c ul.v2c-trust {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 0;
	margin: 0;
	padding: 0;
	list-style: none;
	border: 1px solid rgba(212, 167, 44, .32);
	border-top: 2px solid var(--ei-gold);
	border-radius: 2px;
	background: rgba(8, 17, 29, .62);
	-webkit-backdrop-filter: blur(6px);
	backdrop-filter: blur(6px);
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-item {
	position: relative;
	display: flex;
	align-items: center;
	gap: 12px;
	min-width: 0;
	margin: 0;
	padding: 16px 14px;
	list-style: none;
	border-bottom: 1px solid rgba(255, 255, 255, .08);
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-item:nth-child(odd) { border-right: 1px solid rgba(255, 255, 255, .08); }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-item:nth-last-child(-n+2):nth-child(odd),
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-item:last-child { border-bottom: 0; }
/* odd count: the last item spans the row */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-item:last-child:nth-child(odd) { grid-column: 1 / -1; border-right: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-item::marker { content: none; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-label {
	min-width: 0;
	color: #ffffff;
	font-family: var(--ei-cond);
	font-weight: 600;
	font-size: 14px;
	line-height: 1.25;
	letter-spacing: .12em;
	text-transform: uppercase;
	overflow-wrap: break-word;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-label > * { margin: 0; font: inherit; color: inherit; }
/* icon slot: framed like the rest of the site's icons, a size smaller */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-ic {
	position: relative;
	flex: 0 0 auto;
	display: grid;
	place-items: center;
	width: 38px;
	height: 38px;
	margin: 0;
	padding: 0;
	line-height: 0;
	border: 1px solid rgba(212, 167, 44, .5);
	border-radius: 50%;
	background: rgba(212, 167, 44, .08);
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-ic::before { display: none; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-ic img {
	display: block;
	width: 22px;
	height: 22px;
	max-width: 22px;
	object-fit: contain;
	border-radius: 0;
	box-shadow: none;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-ic:not(.ei-icon--mono):not(.ei-icon--badge) img { width: 26px; height: 26px; max-width: 26px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-ic.ei-icon--mono::after { inset: 9px; background: var(--ei-gold); }
/* an icon the composer could not classify (multi-colour artwork) sits on a pale disc so it reads on navy */
body.efll-sd.efll-v2 .efll-inner.v2c :is(.v2c-trust-ic, .v2c-why .v2c-row-ic).ei-icon--frame:not(.ei-icon--mono):not(.ei-icon--badge) {
	border-color: rgba(212, 167, 44, .6);
	background: #eef1f5;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-item--check .v2c-trust-ic::after {
	content: "";
	width: 18px;
	height: 18px;
	background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-9' fill='none' stroke='%23e6c25a' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / contain no-repeat;
}
@media (min-width: 640px) and (max-width: 1023.98px) {
	/* tablet: one row of four under the copy */
	body.efll-sd.efll-v2 .efll-inner.v2c ul.v2c-trust:has(> li:nth-child(3)) { grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); }
	body.efll-sd.efll-v2 .efll-inner.v2c ul.v2c-trust:has(> li:nth-child(3)) > .v2c-trust-item { border-bottom: 0; border-right: 1px solid rgba(255, 255, 255, .08); grid-column: auto; }
	body.efll-sd.efll-v2 .efll-inner.v2c ul.v2c-trust:has(> li:nth-child(3)) > .v2c-trust-item:last-child { border-right: 0; }
}
@media (min-width: 1024px) {
	body.efll-sd.efll-v2 .efll-inner.v2c ul.v2c-trust { grid-template-columns: minmax(0, 1fr); padding: 6px 26px; }
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-item,
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-item:nth-child(odd) { gap: 16px; padding: 20px 0; border-right: 0; border-bottom: 1px solid rgba(255, 255, 255, .08); }
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-item:last-child { border-bottom: 0; }
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-label { font-size: 16px; letter-spacing: .14em; }
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-ic { width: 44px; height: 44px; }
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-trust-ic.ei-icon--mono::after { inset: 11px; }
}

/* =============================================================================================
 * 2. Intake: issues checklist | form panel, then the issue details
 * ============================================================================================= */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intake-grid {
	display: grid;
	grid-template-columns: minmax(0, 1fr);
	gap: 40px;
	align-items: start;
}
@media (min-width: 1024px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intake-grid {
		grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr);
		gap: 64px;
	}
}
@media (min-width: 1200px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intake-grid { gap: 88px; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intake-copy { min-width: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intake-copy > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intake-copy > * + * { margin-top: 20px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intake-copy .ei-h2 { font-size: clamp(28px, 2.9vw, 40px); line-height: 1.1; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intro { max-width: 60ch; color: var(--ei-fg); font-size: 17px; line-height: 1.7; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intro > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intro > * + * { margin-top: .7em; }

/* the checklist */
body.efll-sd.efll-v2 .efll-inner.v2c ul.v2c-checks {
	display: block;
	margin: 0;
	margin-top: 28px;
	padding: 0;
	list-style: none;
	border-top: 1px solid var(--ei-rule);
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-checks > li {
	position: relative;
	margin: 0;
	padding: 0;
	list-style: none;
	border-bottom: 1px solid var(--ei-card-line);
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-checks > li::marker { content: none; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-check-text {
	position: relative;
	display: flex;
	align-items: center;
	min-height: 56px;
	padding: 14px 0 14px 42px;
	color: var(--ei-head);
	font-family: var(--ei-body);
	font-weight: 600;
	font-size: 17px;
	line-height: 1.4;
	text-decoration: none;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-check-text::before {
	content: "";
	position: absolute;
	left: 0;
	top: 50%;
	width: 26px;
	height: 26px;
	margin-top: -13px;
	border: 1px solid var(--ei-rule);
	border-radius: 50%;
	background: #ffffff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-9' fill='none' stroke='%239c7411' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / 17px 17px no-repeat;
}
/* jump links to the detail cards below */
body.efll-sd.efll-v2 .efll-inner.v2c a.v2c-check-text { padding-right: 40px; }
body.efll-sd.efll-v2 .efll-inner.v2c a.v2c-check-text::after {
	content: "\2193";
	position: absolute;
	right: 6px;
	top: 50%;
	transform: translateY(-50%);
	color: var(--ei-accent);
	font-family: var(--ei-body);
	font-weight: 400;
	font-size: 18px;
	opacity: .55;
}
body.efll-sd.efll-v2 .efll-inner.v2c a.v2c-check-text:hover { color: var(--ei-link-hover); }
body.efll-sd.efll-v2 .efll-inner.v2c a.v2c-check-text:hover::after { opacity: 1; }
body.efll-sd.efll-v2 .efll-inner.v2c a.v2c-check-text:focus-visible { outline-offset: 0; }
@media (prefers-reduced-motion: no-preference) {
	body.efll-sd.efll-v2 .efll-inner.v2c a.v2c-check-text { transition: color .2s ease; }
	body.efll-sd.efll-v2 .efll-inner.v2c a.v2c-check-text::after { transition: opacity .2s ease, transform .25s var(--ei-ease); }
	body.efll-sd.efll-v2 .efll-inner.v2c a.v2c-check-text:hover::after { transform: translateY(-35%); }
}

/* phone call-out ("Request A Free Consultation:" + number) */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-call {
	display: flex;
	align-items: center;
	gap: 18px;
	margin-top: 32px;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-call-ic {
	flex: 0 0 auto;
	display: grid;
	place-items: center;
	width: 54px;
	height: 54px;
	border-radius: 50%;
	background: var(--ei-night);
	line-height: 0;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-call-ic :is(svg, i) { width: 22px; height: 22px; fill: var(--ei-gold); color: var(--ei-gold); font-size: 22px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-call-ic .elementor-icon { display: contents; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-call-body > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-call-label {
	color: var(--ei-eyebrow);
	font-family: var(--ei-cond);
	font-weight: 600;
	font-size: 14px;
	line-height: 1.3;
	letter-spacing: .22em;
	text-transform: uppercase;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-call-label > * { font: inherit; color: inherit; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-call-num,
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-call-num a {
	color: var(--ei-head) !important; /* !important: the template's link carries style="color:#ffffff" */
	font-family: var(--ei-display);
	font-weight: 700;
	font-size: clamp(24px, 2.6vw, 32px);
	line-height: 1.25;
	letter-spacing: .01em;
	text-decoration: none;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-call-num a { display: inline-block; padding-block: 4px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-call-num a:hover { color: var(--ei-link-hover) !important; } /* !important: see above */

/* the form panel */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel {
	position: relative;
	min-width: 0;
	margin: 0;
	padding: 30px 20px 28px;
	border: 1px solid #1c2b40;
	border-top: 2px solid var(--ei-gold);
	border-radius: 2px;
	background:
		radial-gradient(ellipse 90% 60% at 100% 0%, rgba(42, 68, 103, .5) 0%, rgba(14, 26, 43, 0) 70%),
		#0e1a2b;
	color: #d9e0ea;
	box-shadow: 0 50px 90px -50px rgba(3, 7, 13, .65);
	--ei-head: #ffffff;
	--ei-fg: #d9e0ea;
	--ei-muted: #9fb0c6;
	--ei-eyebrow: #e6c25a;
	--ei-accent: #d4a72c;
	--ei-link: #ffffff;
	--ei-link-hover: #e6c25a;
	--ei-focus: #ffffff;
	--ei-rule: rgba(212, 167, 44, .5);
	--ei-line: #1c2b40;
}
@media (min-width: 640px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel { padding: 40px 40px 36px; }
}
@media (min-width: 1024px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel { padding: 44px 44px 40px; }
}
/* Draft E corner bracket */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel::before {
	content: "";
	position: absolute;
	right: -10px;
	bottom: -10px;
	width: 88px;
	height: 88px;
	border-right: 2px solid var(--ei-gold);
	border-bottom: 2px solid var(--ei-gold);
	pointer-events: none;
}
@media (max-width: 639.98px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel::before { right: -6px; bottom: -6px; width: 56px; height: 56px; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-title {
	color: #ffffff;
	font-family: var(--ei-display);
	font-weight: 700;
	font-size: clamp(21px, 2vw, 27px);
	line-height: 1.2;
	letter-spacing: .02em;
	text-transform: uppercase;
	text-wrap: balance;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-copy {
	margin-top: 12px;
	color: #c9d3e0;
	font-size: 16px;
	line-height: 1.6;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-copy > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-copy > * + * { margin-top: .6em; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-copy .v2c-panel-sub { color: #c9d3e0; font-weight: 400; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form { margin-top: 26px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel > :first-child + .v2c-panel-form,
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel > .v2c-panel-form:first-child { margin-top: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-more { margin-top: 22px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .ei-raw + .ei-raw { margin-top: 24px; }

/* ---- Forminator fields on the dark panel (same recipe as the WPForms consult panel in inner.css).
 * !important: Forminator prints per-form rules (.forminator-ui#forminator-module-N.forminator-design--default ...)
 * with id selectors; only !important beats them. Layout and hidden fields are never touched. */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form :is(.bdt-forminator-forms, .forminator-ui) {
	max-width: none !important;
	margin: 0 !important;
	padding: 0 !important;
	background: none !important;
	border: 0 !important;
	box-shadow: none !important;
	font-family: var(--ei-body) !important;
}
/* Forminator's render placeholder holds a lone <br> (20px of air above the fields); the div itself stays */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form div.forminator-ui:not(form) > br:only-child { display: none; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-row {
	display: flex;
	flex-wrap: wrap;
	gap: 14px;
	margin: 0 0 14px !important;
	padding: 0 !important;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-row-last { margin: 6px 0 0 !important; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-col {
	flex: 1 1 100%;
	min-width: 0;
	margin: 0 !important;
	padding: 0 !important;
}
@media (min-width: 560px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-col-6 { flex: 1 1 calc(50% - 7px); }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-field { margin: 0 !important; padding: 0 !important; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-label {
	display: block !important;
	margin: 0 0 6px !important;
	padding: 0 !important;
	color: #d9e0ea !important;
	font: 600 13px/1.4 "Barlow", system-ui, sans-serif !important;
	letter-spacing: .03em !important;
	text-transform: none !important;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-required { color: #e6c25a !important; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form :is(.forminator-input, .forminator-textarea, select) {
	display: block !important;
	width: 100% !important;
	max-width: none !important;
	min-height: 48px !important;
	margin: 0 !important;
	padding: 12px 14px !important;
	border: 1px solid rgba(255, 255, 255, .24) !important;
	border-radius: 2px !important;
	background: rgba(255, 255, 255, .06) !important;
	color: #ffffff !important;
	font: 400 16px/1.4 "Barlow", system-ui, sans-serif !important;
	box-shadow: none !important;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-textarea { min-height: 130px !important; resize: vertical; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form :is(.forminator-input, .forminator-textarea):hover { border-color: rgba(255, 255, 255, .4) !important; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form :is(.forminator-input, .forminator-textarea, select):focus {
	border-color: #d4a72c !important;
	outline: 2px solid rgba(212, 167, 44, .45) !important;
	outline-offset: 0 !important;
	background: rgba(255, 255, 255, .09) !important;
}
/* consent checkbox */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-checkbox__wrapper {
	display: flex !important;
	align-items: flex-start;
	gap: 12px;
	margin: 4px 0 0 !important;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form label.forminator-checkbox {
	position: relative;
	flex: 0 0 auto;
	display: block !important;
	width: 22px;
	height: 22px;
	margin: 1px 0 0 !important;
	padding: 0 !important;
	cursor: pointer;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form label.forminator-checkbox input[type="checkbox"] {
	position: absolute;
	inset: 0;
	width: 22px;
	height: 22px;
	margin: 0;
	opacity: 0;
	cursor: pointer;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-checkbox-box {
	position: absolute !important;
	inset: 0;
	display: block !important;
	width: 22px !important;
	height: 22px !important;
	margin: 0 !important;
	border: 1px solid rgba(255, 255, 255, .45) !important;
	border-radius: 2px !important;
	background: rgba(255, 255, 255, .06) !important;
	pointer-events: none;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form input[type="checkbox"]:checked + .forminator-checkbox-box {
	border-color: #d4a72c !important;
	background: #d4a72c url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-9' fill='none' stroke='%2308111d' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / 16px 16px no-repeat !important;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form input[type="checkbox"]:focus-visible + .forminator-checkbox-box {
	outline: 2px solid #ffffff;
	outline-offset: 2px;
	box-shadow: 0 0 0 6px rgba(212, 167, 44, .6);
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form :is(.forminator-checkbox__label, .forminator-consent__label) {
	margin: 0 !important;
	color: #9fb0c6 !important;
	font: 400 14px/1.5 "Barlow", system-ui, sans-serif !important;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form :is(.forminator-checkbox__label, .forminator-consent__label) p { margin: 0 !important; color: inherit !important; font: inherit !important; }
/* submit */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-button-submit {
	display: inline-flex !important;
	align-items: center;
	justify-content: center;
	width: 100% !important;
	min-height: 54px !important;
	margin: 0 !important;
	padding: 16px 30px !important;
	border: 0 !important;
	border-radius: 2px !important;
	background: #d4a72c !important;
	color: #08111d !important;
	font: 600 18px/1.1 "Barlow Condensed", "Arial Narrow", sans-serif !important;
	letter-spacing: .16em !important;
	text-transform: uppercase !important;
	box-shadow: none !important;
	cursor: pointer;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-button-submit:is(:hover, :active) { background: #e6c25a !important; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-button-submit:focus-visible {
	outline: 2px solid #ffffff !important;
	outline-offset: 3px !important;
	box-shadow: 0 0 0 6px rgba(212, 167, 44, .6) !important;
}
/* validation + response messages */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form :is(.forminator-error-message, .forminator-field .forminator-error-message) {
	display: block;
	margin: 6px 0 0 !important;
	padding: 0 !important;
	background: none !important;
	color: #ffb4a2 !important;
	font: 500 13px/1.4 "Barlow", system-ui, sans-serif !important;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-has_error :is(.forminator-input, .forminator-textarea) { border-color: #ffb4a2 !important; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-response-message:not([aria-hidden="true"]) {
	margin: 0 0 16px !important;
	padding: 14px 16px !important;
	border: 1px solid #d4a72c !important;
	border-radius: 2px !important;
	background: #13243a !important;
	color: #ffffff !important;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-panel-form .forminator-response-message :is(p, span) { color: inherit !important; }

/* a later form section: title + copy beside the same panel, vertically centred */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intake--repeat .v2c-intake-grid { align-items: center; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intro--lead { font-size: 18px; }
@media (min-width: 768px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intro--lead { font-size: 20px; }
}

/* issue details (rich cards) below the intake row */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail { margin-top: 64px; }
@media (min-width: 1024px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail { margin-top: 88px; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail .ei-grid { gap: 20px; }
@media (min-width: 1024px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail .ei-grid { gap: 24px; }
}
body.efll-sd.efll-v2 .efll-inner.v2c :is(.v2c-detail, .v2c-sec) .ei-card:has(> .ei-card-media:not(.ei-card-media--icon)) {
	gap: 12px;
	padding: 0 24px 26px;
	overflow: hidden;
	background: #ffffff;
	border-color: #dde3ea;
	border-top: 0;
}
/* full-bleed photo with a gold base line */
body.efll-sd.efll-v2 .efll-inner.v2c :is(.v2c-detail, .v2c-sec) .ei-card > .ei-card-media:not(.ei-card-media--icon) {
	position: relative;
	margin: 0 -24px 10px;
	aspect-ratio: 16 / 9;
	overflow: hidden;
	background: #13243a;
	border-bottom: 2px solid var(--ei-gold);
}
@media (max-width: 639.98px) {
	body.efll-sd.efll-v2 .efll-inner.v2c :is(.v2c-detail, .v2c-sec) .ei-card > .ei-card-media:not(.ei-card-media--icon) { aspect-ratio: 2 / 1; }
}
body.efll-sd.efll-v2 .efll-inner.v2c :is(.v2c-detail, .v2c-sec) .ei-card > .ei-card-media:not(.ei-card-media--icon) img {
	width: 100%;
	height: 100%;
	max-width: none;
	object-fit: cover;
	border-radius: 0;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail .ei-card:not(:has(> .ei-card-media)) { padding-top: 26px; border-top: 2px solid var(--ei-gold); }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail .ei-card-title { font-size: clamp(19px, 1.6vw, 21px); line-height: 1.25; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail .ei-card-text { font-size: 15px; line-height: 1.6; color: var(--ei-muted); }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail .ei-card .ei-checks { gap: 9px; grid-template-columns: minmax(0, 1fr); }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail .ei-card .ei-checks > li { padding-left: 28px; font-size: 15px; line-height: 1.5; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail .ei-card .ei-checks > li::before { width: 18px; height: 18px; top: .12em; background-size: 13px 13px; }
/* a nested two-column list row inside a card reads as one list */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail .ei-card :is(.ei-split, .ei-grid) { display: grid; grid-template-columns: minmax(0, 1fr); gap: 9px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail .ei-card :is(.ei-split, .ei-grid) > * + * { margin-top: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail .ei-card :is(.ei-split-main, .ei-split-media) > * + * { margin-top: 9px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-detail .ei-card a.ei-card-link { margin-top: auto; padding-top: 10px; font-size: 14px; }

/* =============================================================================================
 * 3. CTA mini-band: copy left, actions right
 * ============================================================================================= */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta { text-align: left; padding-block: 56px; }
@media (min-width: 1024px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta { padding-block: 72px; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta > .ei-wrap {
	display: grid;
	grid-template-columns: minmax(0, 1fr);
	align-items: center;
	gap: 28px;
	max-width: 1180px;
}
@media (min-width: 1024px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta > .ei-wrap { grid-template-columns: minmax(0, 1.25fr) minmax(0, 1fr); gap: 64px; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta > .ei-wrap > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta-copy > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta-copy > * + * { margin-top: 14px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta .ei-h2 { font-size: clamp(26px, 3.2vw, 42px); line-height: 1.1; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta .ei-cta-text { max-width: 56ch; color: #c9d3e0; font-size: 17px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta-acts { display: flex; flex-direction: column; align-items: flex-start; gap: 22px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta-acts > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta .ei-actions { justify-content: flex-start; }
@media (min-width: 1024px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta-acts { align-items: flex-end; }
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta .ei-actions { justify-content: flex-end; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta .v2c-call { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta .v2c-call-ic { background: rgba(212, 167, 44, .12); border: 1px solid rgba(212, 167, 44, .5); }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta .v2c-call-num,
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta .v2c-call-num a { color: var(--ei-gold) !important; } /* !important: inline link colour */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-cta .v2c-call-num a:hover { color: var(--ei-gold-hi) !important; } /* !important: inline link colour */

/* =============================================================================================
 * 4. Lists ("What you may be able to recover") + deadline note
 * ============================================================================================= */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-lists .ei-sec-head { max-width: 760px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-lists-panel {
	padding: 26px 20px;
	border: 1px solid var(--ei-card-line);
	border-top: 2px solid var(--ei-gold);
	border-radius: 2px;
	background: var(--ei-card-bg);
}
@media (min-width: 768px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-lists-panel { padding: 36px 40px; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-lists-panel > * + * { margin-top: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-lists-checks { gap: 16px 48px; }
@media (min-width: 768px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-lists-checks { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-lists-checks > li { font-size: 16px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-note {
	position: relative;
	max-width: 900px;
	margin-top: 32px;
	padding: 20px 22px 20px 58px;
	border-left: 3px solid var(--ei-gold);
	background: rgba(212, 167, 44, .09);
	color: var(--ei-head);
	font-size: 16px;
	line-height: 1.65;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-note::before {
	content: "!";
	position: absolute;
	left: 18px;
	top: 20px;
	display: grid;
	place-items: center;
	width: 24px;
	height: 24px;
	border-radius: 50%;
	background: var(--ei-gold-deep);
	color: #ffffff;
	font-family: var(--ei-display);
	font-weight: 700;
	font-size: 14px;
	line-height: 1;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-note > * { margin: 0; color: inherit; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-note > * + * { margin-top: .6em; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-note strong { font-weight: 700; }

/* =============================================================================================
 * 5. Rows (why reasons, how-it-works): icon + title + text
 * ============================================================================================= */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-rows {
	display: grid;
	grid-template-columns: minmax(0, 1fr);
	gap: 0;
	margin: 0;
	padding: 0;
	list-style: none;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-row {
	display: grid;
	grid-template-columns: auto minmax(0, 1fr);
	align-items: start;
	gap: 18px;
	margin: 0;
	padding: 22px 0;
	list-style: none;
	border-bottom: 1px solid var(--ei-line);
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-row:first-child { border-top: 1px solid var(--ei-line); }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-row::marker { content: none; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-row-ic {
	position: relative;
	display: grid;
	place-items: center;
	width: 52px;
	height: 52px;
	margin: 0;
	line-height: 0;
	border: 1px solid var(--ei-rule);
	background: color-mix(in srgb, var(--ei-accent) 8%, transparent);
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-row-ic img { display: block; width: 30px; height: 30px; max-width: 30px; object-fit: contain; border-radius: 0; box-shadow: none; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-row-ic.ei-icon--mono::after { inset: 13px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-row-ic :is(svg, i) { width: 24px; height: 24px; fill: var(--ei-accent); color: var(--ei-accent); }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-row-ic--none { width: 10px; height: 10px; margin-top: 10px; border: 0; background: var(--ei-gold); transform: rotate(45deg); }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-row-body > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-row-title {
	color: var(--ei-head);
	font-family: var(--ei-display);
	font-weight: 600;
	font-size: clamp(18px, 1.6vw, 21px);
	line-height: 1.25;
	letter-spacing: .005em;
	text-transform: none;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-row-text { margin-top: 6px; color: var(--ei-fg); font-size: 16px; line-height: 1.65; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-row-text > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-row-text > * + * { margin-top: .6em; }
body.efll-sd.efll-v2 .efll-inner.v2c :is(.ei-sec--dark) .v2c-row-text { color: #c9d3e0; }

/* how-it-works rows sit on cards */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-rows--cards { gap: 14px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-rows--cards > .v2c-row {
	padding: 24px 22px;
	border: 1px solid var(--ei-card-line);
	border-left: 2px solid var(--ei-gold);
	border-radius: 2px;
	background: var(--ei-card-bg);
}

/* =============================================================================================
 * 6. Why (trust band), duo, badges
 * ============================================================================================= */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-why {
	background-image: radial-gradient(ellipse 60% 80% at 100% 100%, rgba(42, 68, 103, .45) 0%, rgba(14, 26, 43, 0) 70%);
	border-top: 1px solid rgba(212, 167, 44, .35);
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-why-grid {
	display: grid;
	grid-template-columns: minmax(0, 1fr);
	gap: 44px;
	align-items: center;
}
@media (min-width: 960px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-why-grid { grid-template-columns: minmax(0, 1.05fr) minmax(0, .95fr); gap: 80px; }
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-why-grid--rev > .v2c-why-media { order: -1; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-why-main > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-why-main > * + * { margin-top: 28px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-why .ei-h2 { font-size: clamp(28px, 3.4vw, 46px); }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-why-media { min-width: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-why-media > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-why-media .ei-media { max-width: 560px; margin-inline: auto; }
@media (max-width: 959.98px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-why-media .ei-media { max-width: 440px; margin-left: 10px; }
}

body.efll-sd.efll-v2 .efll-inner.v2c .v2c-duo-grid {
	display: grid;
	grid-template-columns: minmax(0, 1fr);
	gap: 32px;
	align-items: start;
}
@media (min-width: 960px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-duo-grid { grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: 72px; }
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-duo-head { position: sticky; top: 32px; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-duo-head > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-duo-head > * + * { margin-top: 18px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-duo-head > .ei-actions { margin-top: 28px; }

body.efll-sd.efll-v2 .efll-inner.v2c .v2c-badges { padding-block: 40px; border-top: 1px solid #e1e6ed; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-badges .ei-raw img { max-height: 120px; width: auto; }

/* =============================================================================================
 * 7. FAQ: heading column | accordion
 * ============================================================================================= */
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-faq-grid {
	display: grid;
	grid-template-columns: minmax(0, 1fr);
	gap: 28px;
	align-items: start;
}
@media (min-width: 960px) {
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-faq-grid { grid-template-columns: minmax(0, 4fr) minmax(0, 7fr); gap: 72px; }
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-faq-head { position: sticky; top: 32px; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-faq-head > * { margin: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-faq-head > * + * { margin-top: 10px; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-faq-kicker {
	color: var(--ei-accent);
	font-family: var(--ei-accent-face);
	font-style: italic;
	font-weight: 500;
	font-size: clamp(26px, 2.6vw, 34px);
	line-height: 1.15;
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-faq-list { min-width: 0; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-faq .ei-faq { max-width: none; }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-faq .ei-faq-a { max-width: 68ch; }

/* =============================================================================================
 * 8. Tighter rhythm for the remaining content sections
 * ============================================================================================= */
@media (min-width: 1024px) {
	body.efll-sd.efll-v2 .efll-inner.v2c :is(.v2c-sec, .v2c-faq, .v2c-why) { padding-block: 80px; }
	body.efll-sd.efll-v2 .efll-inner.v2c .v2c-intake { padding-block: 80px 88px; }
}
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-sec .ei-sec-head .ei-h2 { font-size: clamp(28px, 3.4vw, 46px); }
body.efll-sd.efll-v2 .efll-inner.v2c .v2c-sec .ei-sec-intro { max-width: 68ch; }
